Danny started out as a stockbroker before moving into commercial finance, where he now specialises in structuring mortgage, bridging, development, and commercial funding for developers, investors, and business owners.

As founder of Hybrid Financial, he’s led over £300m in property finance deals, building a whole-of-market brokerage known for its client-first approach and expertise in complex funding.

Outside work, Danny shares property finance insights, invests and develops himself, and holds a Master’s in Investment & Financial Risk and a Bachelor’s in Finance

With 40+ years of entrepreneurial experience, Bob brings strategic vision, leadership, and deep expertise in property development finance.

Having built successful ventures in property, retail, education, and distribution, he brings a proven ability to deliver innovative solutions across diverse markets—shaping Hybrid Financial’s tailored approach for developers and investors with complex funding needs.

At Hybrid Financial, Bob drives strategy, builds partnerships, and champions relationships with introducers and industry stakeholders, ensuring the firm’s reputation for client-focused service in mortgage, bridging, residential, and commercial finance.

With 25+ years in client service, operational risk, and compliance, Linda brings a strong banking background and a focus on governance and client care.

At Hybrid Financial, she leads compliance across mortgage, consumer credit, and commercial finance—managing policies, regulatory reporting, and FCA alignment.

Her meticulous approach ensures the firm delivers secure, compliant, and client-focused financial solutions.

Berf brings valuable experience in both banking and mortgage advice to his role at Hybrid Financial. With a strong background in financial services, he has developed excellent communication skills and a natural ability to understand each client's individual needs and circumstances.

Berf takes a personable and attentive approach, working closely with clients to identify suitable mortgage and protection solutions. He is committed to making the process as straightforward and stress-free as possible, ensuring clients feel informed and supported every step of the way.

Sam brings a background in banking and sales to his role as Broker Support at Hybrid Financial. A graduate of Coventry University, he combines his financial services experience with strong communication and organisational skills.

Sam works closely with our advisers, helping to ensure cases progress smoothly and clients receive a professional and efficient service.